Companies of all kinds use Swan to make necessary financial steps disappear seamlessly into their products and workflows.
Wallet, payment account, bank account, spending account — however you think of it, payments at Swan always pass through an account. An Account Holder owns the funds held in each account, but you can give account access to multiple people. These are "account members" and Swan handles the account opening and identity verification processes for all of them.
Invite your customers to our ready-made web banking app (white-labeled), or build your own using our APIs.
Fully verified accounts, with no limit on receiving/issuing funds. You get the full offer: accounts come with an IBAN and allow to issue virtual IBANs and cards too.
These accounts are limited to €150 of transactions per month, and they don't require ID verification. Useful for P2P payment apps.
Pamper your customers or employees with smart cards. You can design and issue cards with your own logo in just seconds using our dashboard.
When a card is issued, a virtual card number is instantly created. It can immediately go digital, via Apple Pay or Google Pay. Or you can order classic physical cards.
Give your customers complete control over every charge and help them prevent fraud. Create advanced combinations of rules including limits on the Amount, Currency, Merchant ID, Merchant Category, City, or Country.
Limit how much accounts can spend on ATM withdrawals, for example, or eCommerce Payments, over an allotted time period (applied on a rolling basis).
All accounts are automatically assigned a main IBAN. Use these to receive or make transfers all across Europe.
Swan’s country code
IBAN check digits
Swan’s bank code
Swan’s branch code
Account number (11 digits)
Assign limitless virtual IBANs to your accounts. It's free. Great for automated reconciliation.
We are working hard to build up our set of robust and easy‑to‑integrate banking tools.