Expense Cards

Launch smart Expense Cards for complete spending control

Empower your customers with advanced card solutions that integrate seamlessly into your software.

Talk to our team

Diamo slancio alle principali piattaforme B2B in Europa

Usage

Expense Cards designed for how businesses actually spend

Employee cards

Individual cards for team members' daily business expenses.

One-off online expenses

Single-use virtual cards for one-time vendor purchases

Online subscriptions

Dedicated virtual cards for managing recurring SaaS payments

Power your platform with branded expense cards

Boost engagement and unlock new revenue by embedding expense cards into your platform.

Embed spending controls that build trust and drive usage

Let finance teams set precise rules on every transaction, from amount and currency to merchant category and location. Build trust and drive card adoption.

Turn data into financial control with real-time spending analytics

Use expense event streams to build reporting dashboards that give your customers complete visibility over company spending. Finance teams feel confident to enforce budgets.

Build real-time alerts that create a seamless cardholder experience

Use Swan's transaction webhooks to notify cardholders instantly on every payment event, from authorizations to rejections. Instant alerts builds trust, reduces friction, and keeps everyone informed and in control.

Benefits

The fastest way to embed expense cards

Ready-to-use branded cards

Branded cards with real-time visibility inside your platform. Issue virtual cards instantly and use them anywhere, Apple Pay, or Google Pay.

Built-in fraud protection

Keep transactions safe with instant card freezing, single-use virtual cards for online purchases, and customizable merchant restrictions to prevent unauthorized spending.

Grow revenue with every card transaction

Turn banking features into a profit center. Earn from interchange fees, cards’ subscriptions, and increased customer lifetime value.

Swan in numeri

Il tuo successo è il nostro successo

Migliora l'esperienza utente, aumenta la fidelizzazione e sblocca nuove fonti di guadagno. Con Swan, trasformi il banking in una leve strategic di crescita.

+1M

Carte emesse con Swan

+70,000

Transazioni con carta al giorno

Fully customizable

Your brand, the one your users already trust.

Card offering

Cards that match spenders’ needs

Three-tiers card offering that match spenders profile. Assign the right card to each team member, from Standard cards for employee day to day expenses to Premium cards for executives managing department budget.
Learn more

FAQ

Domande frequenti

01
What types of cards does Swan offer for expense management?

Heading 1

Heading 2

Heading 3

Heading 4

Heading 5
Heading 6

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.

Block quote

Ordered list

  1. Item 1
  2. Item 2
  3. Item 3

Unordered list

  • Item A
  • Item B
  • Item C

Text link

Bold text

Emphasis

Superscript

Subscript

02
How expense cards make your customers’ expense process better?

Heading 1

Heading 2

Heading 3

Heading 4

Heading 5
Heading 6

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.

Block quote

Ordered list

  1. Item 1
  2. Item 2
  3. Item 3

Unordered list

  • Item A
  • Item B
  • Item C

Text link

Bold text

Emphasis

Superscript

Subscript

03
How expense cards make your product better?

Heading 1

Heading 2

Heading 3

Heading 4

Heading 5
Heading 6

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.

Block quote

Ordered list

  1. Item 1
  2. Item 2
  3. Item 3

Unordered list

  • Item A
  • Item B
  • Item C

Text link

Bold text

Emphasis

Superscript

Subscript

04
How do spending controls work with Swan's expense cards?

Heading 1

Heading 2

Heading 3

Heading 4

Heading 5
Heading 6

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.

Block quote

Ordered list

  1. Item 1
  2. Item 2
  3. Item 3

Unordered list

  • Item A
  • Item B
  • Item C

Text link

Bold text

Emphasis

Superscript

Subscript

05
How does Swan ensure the security of expense card transactions?

Heading 1

Heading 2

Heading 3

Heading 4

Heading 5
Heading 6

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.

Block quote

Ordered list

  1. Item 1
  2. Item 2
  3. Item 3

Unordered list

  • Item A
  • Item B
  • Item C

Text link

Bold text

Emphasis

Superscript

Subscript

06
What makes Swan's expense card program different from traditional corporate cards?

Heading 1

Heading 2

Heading 3

Heading 4

Heading 5
Heading 6

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.

Block quote

Ordered list

  1. Item 1
  2. Item 2
  3. Item 3

Unordered list

  • Item A
  • Item B
  • Item C

Text link

Bold text

Emphasis

Superscript

Subscript

07
How quickly can we implement Swan's expense card program for our users?

Heading 1

Heading 2

Heading 3

Heading 4

Heading 5
Heading 6

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.

Block quote

Ordered list

  1. Item 1
  2. Item 2
  3. Item 3

Unordered list

  • Item A
  • Item B
  • Item C

Text link

Bold text

Emphasis

Superscript

Subscript

Ready to unlock the potential of your product?

Businesses across industries are embedding financial services directly into their platforms, creating seamless, integrated experiences for their users.The future of finance is embedded, the future of your product is with Swan.

Talk to an expert

Settori

Contabilità
Tesoreria e flusso di cassaTecnologia di propagazioneHR TechSalute e assicurazioneTravel

Prodotto

Servizi bancari aziendaliCartePrezzi

Per gli sviluppatori

DocumentazioneSandboxStato del sistemaExplorer APIPSD2 API

Chi siamo

Chi siamoCarrieraPerché Swan

Risorse

Blog

Supporto

ContattaciOttenere supporto
© Swan.io 2025
Informativa sulla privacyNote legaliTerms and ConditionsReclamiWhistleblowing
SWAN is a simplified joint-stock company (SAS) registered with the Paris Trade and Companies Register under number 853 827 103, having its headquarters at 91 rue du Faubourg Saint-Honoré 75008 Paris, FRANCE, and represented by its President Nicolas Benady.
Swan is a licensed electronic money institution authorised by the French Autorité de Contrôle Prudentiel et de Résolution (ACPR), under the REGAFI identifier 86245 and identification code 17328 K, with authorisation granted on 04/06/2020.
All client funds held by Swan are safeguarded in full compliance with applicable regulations. These funds are segregated and deposited with our banking partner, BNP Paribas. In the unlikely event of BNP Paribas defaulting, client deposits are protected by the French Deposit Guarantee and Resolution Fund (FGDR) up to €100,000 per client, offering an additional layer of financial security.