Accept Payments

Be the platform where your users actually get paid

Let users get paid online, on the go, or in person—anytime. Funds land directly in their account, matched automatically, and ready to fuel payouts.

Diamo slancio alle principali piattaforme B2B in Europa

Results

Make incoming payments native to the workflow

Turn every euro received into value.

All the ways your users get paid

Give users every way to collect payments: — online, in person, or by bank transfer. Funds are centralised in a single account, and the experience lives inside your platform.

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Reconciliation that happens by default

Assign one virtual IBAN per client. Payments are matched on arrival: no export, no manual cross-referencing, no reconciliation backlog.

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No fragmented payment stack

Keep incoming funds, balances, and reporting in one place. Swan makes cash visibility clearer and money management simpler — with no extra onboarding.

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Tap to pay

From tap to reconciled payments, inside your product

Your customers accept contactless cards and digital wallets payments directly from their smartphone. No terminal, no extra setup. Payments are settled in the same account, and automatically reconciled.
Branded ready-to-use metal cards with your logo
Up to €100K monthly spending
0% FX fees on international transactions
Complete business and travel insurance coverage that builds trust
Hand holding black Mastercard card and another hand holding phone showing contactless payment of 50 euros.

Payment methods

Progressively complete your Accept Payments suite

Online Cards & Payment link

Accept card payments online or send instant, shareable payment links.

SEPA Direct Debit

Collect recurring or one-off payments from any account across the SEPA zone.

Internal Direct Debit

Steamline payment collection between Swan accounts instantly.

Tap to pay

Coming soon — Support regional payment preferences and habits across Europe.

POS & Terminals

Coming soon — Extend in-person acceptance to full POS hardware for higher-volume merchants.

French Checks

Accept traditional check payments with full digital traceability.

Payments work best when they go both ways

Local accounts

Give every user a local IBAN in their country.

Swan’s hyperlocal setup makes embedded payments possible, market by market.

Explore Local Accounts

Send Payments

Suppliers paid, invoices approved, transfers sent

— without ever leaving your platform.

Explore Send Payments

Swan in numeri

Il tuo successo è il nostro successo

Migliora l'esperienza utente, aumenta la fidelizzazione e sblocca nuove fonti di guadagno. Con Swan, trasformi il banking in una leve strategic di crescita.

Icon of a receipt printer printing a small ticket with a keypad on the right side.

8+

Payment methods available

€1B

Total accounts deposit

Stack of dollar bills with three dollar-coin stacks on a light purple background.

€35M

processed monthly

FAQ

Domande frequenti

01
What payment methods can my users accept?

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02
Do my users need a new KYC to start accepting payments?

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03
How does virtual IBAN reconciliation work?

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04
Is Accept Payments available across all Swan markets?

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Payments belong where the work already happens