Accept Payments
Be the platform where your users actually get paid
Let users get paid online, on the go, or in person—anytime. Funds land directly in their account, matched automatically, and ready to fuel payouts.
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Au service des entreprises européennes les plus prometteuses.
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Results
Make incoming payments native to the workflow
Turn every euro received into value.
All the ways your users get paid
Give users every way to collect payments: — online, in person, or by bank transfer. Funds are centralised in a single account, and the experience lives inside your platform.
Reconciliation that happens by default
Assign one virtual IBAN per client. Payments are matched on arrival: no export, no manual cross-referencing, no reconciliation backlog.
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No fragmented payment stack
Keep incoming funds, balances, and reporting in one place. Swan makes cash visibility clearer and money management simpler — with no extra onboarding.
Tap to pay
From tap to reconciled payments, inside your product
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Payment methods
Progressively complete your Accept Payments suite
Online Cards & Payment link
Accept card payments online or send instant, shareable payment links.
SEPA Direct Debit
Collect recurring or one-off payments from any account across the SEPA zone.
Internal Direct Debit
Steamline payment collection between Swan accounts instantly.
Tap to pay
Coming soon — Support regional payment preferences and habits across Europe.
POS & Terminals
Coming soon — Extend in-person acceptance to full POS hardware for higher-volume merchants.
French Checks
Accept traditional check payments with full digital traceability.
Payments work best when they go both ways
Local accounts
Give every user a local IBAN in their country.
Swan’s hyperlocal setup makes embedded payments possible, market by market.
Send Payments
Suppliers paid, invoices approved, transfers sent
— without ever leaving your platform.
Swan en quelques chiffres
Votre réussite est notre réussite
Meilleure expérience utilisateur, fidélisation renforcée, produit plus compétitif, nouvelles sources de revenus… Ensemble, nous allons plus loin.
8+
Payment methods available
€1B
Total accounts deposit
€35M
processed monthly
Témoignages clients
Comment les entreprises leaders intègrent les fonctionnalités bancaires de Swan
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FAQ
C'est normal d'avoir des questions
What payment methods can my users accept?
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Do my users need a new KYC to start accepting payments?
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How does virtual IBAN reconciliation work?
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Is Accept Payments available across all Swan markets?
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