Tap to Pay on Android
From tap to reconciled, inside your product
Give your users a way to accept card payments anywhere, directly from their smartphone. No terminal, no extra setup. Automatically reconciled in their Swan account.
.webp)
Unterhalte dich mit unserem Team
Results
Let merchants turn their smartphones into a card terminal
Centralise all incoming payments into your users’ Swan account and become
their Primary Bank Account.
All payment methods, one account
Tap to Pay completes your payment offering. Your users accept contactless card payments from physical cards, Apple Pay, or Google Pay, directly from their smartphone. Everything is centralised in their Swan account.

Reach the customers your competitors can't
Independents and small businesses are actively looking for integrated payment solutions. With Tap to Pay on Android, offer your users a payment experience built for their reality: over-the-counter or on-the-go, and always connected to their account.

Built in, not bolted on
Integrate Tap to Pay using iOS SDKs with minimal engineering effort. No re-onboarding for your users. No separate provider. Just consistent APIs you already know, and a Swan team dedicated to your launch.

User experience
Single device, simple setup and seamless experience for your users

In your App.
Activation in minutes.

Every payment.
One account.

Paid today.
Settled tomorrow.
How it works
Accept payments via a simple, slick terminal app, in just a few taps
It starts with a number.
Your user opens your app, enters the amount to collect, and creates the payment request in seconds, no configuration needed.
.webp)
A tap is all it takes.
The customer taps their contactless card, Apple Pay, or Google Pay. No terminal. No cable. No wait.
.webp)
Secure when it matters.
For higher-value transactions, the app automatically prompts for PIN entry — fully compliant, fully seamless.
.webp)
The transaction appears instantly in your user's Swan account with D+1 settlement — matched to their invoices automatically via the Merchant Payments API.
.webp)
Customers you can address
For businesses that get paid on the spot
.webp)
Small Businesses
Health Professionals
.webp)
Independent services providers
Payment methods
Progressively complete your Accept Payments suite
Online Cards & Payment link
Accept card payments online or send instant, shareable payment links.
SEPA Direct Debit
Collect recurring or one-off payments from any account across the SEPA zone.
Internal Direct Debit
Streamline payment collection between Swan accounts instantly.
Local Payment Methods
Coming soon — Support regional payment preferences and habits across Europe.
POS & Terminals
Coming soon — Extend in-person acceptance to full POS hardware for higher-volume merchants.
French Checks
Accept traditional check payments with full digital traceability.
FAQ
Es ist in Ordnung, Fragen zu haben
Do my users need to go through a new KYC process?
Heading 1
Heading 2
Heading 3
Heading 4
Heading 5
Heading 6
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.
Block quote
Ordered list
- Punkt 1
- Punkt 2
- Punkt 3
Unordered list
- Artikel A
- Artikel B
- Punkt C
Bold text
Emphasis
Superscript
Subscript
What cards and wallets are supported?
Heading 1
Heading 2
Heading 3
Heading 4
Heading 5
Heading 6
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.
Block quote
Ordered list
- Punkt 1
- Punkt 2
- Punkt 3
Unordered list
- Artikel A
- Artikel B
- Punkt C
Bold text
Emphasis
Superscript
Subscript
How quickly do my users receive their funds?
Heading 1
Heading 2
Heading 3
Heading 4
Heading 5
Heading 6
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.
Block quote
Ordered list
- Punkt 1
- Punkt 2
- Punkt 3
Unordered list
- Artikel A
- Artikel B
- Punkt C
Bold text
Emphasis
Superscript
Subscript
What does integration look like on my side?
Heading 1
Heading 2
Heading 3
Heading 4
Heading 5
Heading 6
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.
Block quote
Ordered list
- Punkt 1
- Punkt 2
- Punkt 3
Unordered list
- Artikel A
- Artikel B
- Punkt C
Bold text
Emphasis
Superscript
Subscript
Is there a risk of fraud? How is it managed?
Heading 1
Heading 2
Heading 3
Heading 4
Heading 5
Heading 6
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.
Block quote
Ordered list
- Punkt 1
- Punkt 2
- Punkt 3
Unordered list
- Artikel A
- Artikel B
- Punkt C
Bold text
Emphasis
Superscript
Subscript
Is Tap to Pay available on iPhone too?
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.
- Item 1
- Item 2
- Item 3
- Item A
- Item B
- Item C
Ready to complete your payment offering?
Join the partners already giving their users the freedom to accept payments anywhere — no terminal, no friction, fully reconciled. Let's build it together.