About

Europe’s embedded banking platform

Swan offers tailored guidance and deep technical and regulatory expertise to integrate white-labeled account, cards, and payments — seamlessly.

Helping European software companies make their next big move.

150+

Companies powered by Swan

1.5B€

Processed monthly

300+

Employees

30

Countries covered

Our mission

Banking belongs in business software

Seamless banking experiences

Swan powers white-labeled banking experiences that feel native to the products people already use.

Technical and regulatory expertise

As a licensed financial institution, Swan brings the capabilities needed to launch and scale safely across Europe.

Tailored partner support

Swan supports partners from roadmap to launch, offering guidance at every step of the journey.

Built for European scale

Accounts, cards, and payments work seamlessly across borders with hyper-local compliance and local IBANs.

Testimonials

What our partners say

Swan’s approach was fundamentally different: no regulation needed, no setup costs or long-duration contracts, and the best APIs we had seen on the market.

Maël Ezzabdi

Chief Product Officer

What we liked was the trust we felt when discussing with Swan’s founders. It was all about our job, our vision, our difficulties. We sensed that our needs could have an impact on Swan’s roadmap, not to mention the pricing was easy to understand.

Mathilde Fossat

Product Manager

Swan's know-how responds to the operational requirements of our profession, where stakes are high and workflow issues complex. The ease of integration and quality of the technical documentation has been a delight for our tech team!

Vincent Folny

Co-founder & COO

History

Swan’s ongoing journey

Banking infrastructure isn't built overnight. Here's how it’s going.

2025

42M€ Series-B extension

  • New funding round with Eight Roads
  • 150 partners
  • 300 Swanees
Next up: prepping to enter Belgium and the UK!

2024

Reaching new heights

  • Processing 1.5B€/month for 130 companies
  • Milan office launch
  • 100,000+ opened accounts
  • 130 partners
  • 250 Swanees

2023

€37M Series B with Lakestar

  • Barcelona office launch
  • Amsterdam office launch
  • 100 partners
  • 200 Swanees

2022

Strategic push to European-ize

  • Launch of hyper-localized accounts (local IBANs, T&Cs, compliance, and more)
  • Berlin office launch
  • 60 partners
  • 120 Swanees

2021

€16M Series A with Accel

  • First EU embedded banking platform with a public sandbox
  • 20 partners
  • 50 Swanees

2020

5M€ seed raised with Creandum

  • EMI licence granted by Banque de France
  • First payment made: we bought M&Ms!
  • First card issued
  • First partner signed

2019

Swan is born

  • Our 3 co-founders write the first lines of code
  • Swan officially launches at startup studio eFounders (now Hexa)

Investors

Our Investors

Swan secures €42M to lead Embedded Banking in Europe

With fresh support from top investors, we’re expanding into new markets and helping more software companies embed banking features right where they belong—inside the tools businesses already love.

Read more

Commitments

Building responsibly

At Swan, we care about the impact we have—on people and the planet. As examples, we track our carbon footprint, prioritize low-impact commuting, and champion inclusive hiring practices. This isn’t extra work; it’s how we build.

Help build something that lasts.

We’re building a company with long-term ambition and a clear sense of purpose. The problems are complex, the standards are high, and the people around you will care as much as you do. Sound like your kind of place?

Join us