Last Updated: May 11, 2021
Swan is a licensed Financial Institution. The BaaS platform (Banking-as-a-Service) enables companies of all kinds to embed white-labeled banking services like accounts, cards, and IBANs directly into their products and customer experiences. Why? For a better UX, and increased revenue.
Swan's e-money license allows to provide banking services across the EEA including:
Swan differentiates itself from other BaaS providers in many ways, but these stand out:
The company was created in 2019 within the start-up studio eFounders. Swan's founders are experienced developers, entrepreneurs, and experts in the payments industry: Nicolas Benady, Nicolas Saison, and Mathieu Breton. Learn more.
Swan secured an e-money license to deliver banking features across Europe and is backed by leading tech investors Creandum and Bpifrance.
With Swan, you can get started building and testing for free. After that, our standard pricing is €900/month. We've also got custom pricing available if your business model is a bit different. Learn more.
No. You don't have to be a banking agent or expert to work with Swan.Swan is a licensed financial institution.
We have an e-money license and are regulated by the French banking agency, the ACPR. Companies that work with Swan get to piggyback on this license to provide banking services to their customers. You don't need to go through the process of becoming regulated, nor hire a compliance team, set up a risk management process, or worry about being audited.
Developers have access to a sandbox that duplicates our live data. This data is separate and the API keys are different. The sandbox also offers supplementary data that we don't have in the live environment, without our event simulator that allows you to simulate live actions, create fake users, etc...
graphQL is an interesting alternative to REST or x-rpc. It's strongly-typed, resilient, and offers a finer command. We also love its "Introspection System" and the fact that it's future-oriented. Learn more.
Our data is secured following strict and rigorous banking industry practices.
Our hosting provider's data centers are based in Ireland.
Our CTO explains this in more detail in this video (in French).