HR Tech companies

Simplify benefits with smart payment cards

From meal vouchers to mobility subsidies, embed cards to modernise your benefits program while boosting revenue.

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Powering the fastest-growing companies in Europe

Elevate your platform with flexible benefit solutions

Meal vouchers

Smart cards with automated daily limits and adapted to current and future regulations.

Mobility subsidies

Streamlined commuting benefits with customizable spending rules for various transport options.

Employee rewards

Flexible reward cards for holidays, milestones, and spot bonuses that boost employee satisfaction.

Your business with Swan-powered benefit cards

Embedding cards with Swan elevates your operations and the employee experience.

Beyond basic cards

Drive revenue through transaction fees while offering HR teams powerful features: set spending limits by benefit types, control merchant categories, and monitor expenses in real-time.

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Meet the regulations by default

Navigate complex HR regulations confidently with our ready-to-use solution that meets local compliance requirements across Europe.

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A seamless benefits experience

Give employees instant access to benefits through physical and digital cards, while providing HR teams with intuitive management tools.

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Fast time-to-launch

Launch your benefit card program in weeks, not months, with our plug-and-play solution and dedicated implementation support.

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Partnership

A partnership for long-term success

Embedded banking isn’t just another feature, it’s the next evolution of your product. As a Swan partner, you access our expertise to turn complexity into capability and potential into performance.

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A market-leading embedded banking experience

White-label, country-specific banking experiences directly inside your product.

A complex landscape, navigated with ease

Swan owns the local compliance, regulation, risk, and security infrastructure.

From roadmap to market success

A long-term partnership with expert guidance from integration to market launch, expansion, and beyond.

Customer stories

FAQ

It’s ok to have questions

01
What are the available payment control features for benefit cards?

Benefit cards come with comprehensive control features including customizable spending limits, merchant category restrictions, advanced control rules for transactions, real-time transaction monitoring, and geographic location controls.

02
How do benefit cards work with digital wallets?

Both virtual and physical benefit cards are compatible with Apple Pay and Google Pay, allowing employees convenient and immediate access to their benefits through their preferred digital wallet.

03
What types of benefits can be managed through these cards?

Swan is a licensed Financial Institution. Our BaaS platform (Banking-as-a-Service) enables companies to embed white-labeled banking services like accounts, cards, and IBANs directly into their products and customer experiences.

04
How does benefit budget management work?

HR teams can allocate and oversee employee benefit budgets, set predefined spending rules, manage budgets through a centralized HR account, distribute cards with specific spending limits, and monitor transactions in real-time.

Ready to unlock the potential of your product?

Let’s make banking features a core strength of your proposition—helping you tap into new opportunities and making your platform indispensable for your business users.

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