HR Tech companies
From meal vouchers to mobility subsidies, embed cards to modernise your benefits program while boosting revenue.
Powering the fastest-growing companies in Europe
Embedding cards with Swan elevates your operations and the employee experience.
Drive revenue through transaction fees while offering HR teams powerful features: set spending limits by benefit types, control merchant categories, and monitor expenses in real-time.
Navigate complex HR regulations confidently with our ready-to-use solution that meets local compliance requirements across Europe.
Give employees instant access to benefits through physical and digital cards, while providing HR teams with intuitive management tools.
Launch your benefit card program in weeks, not months, with our plug-and-play solution and dedicated implementation support.
Partnership
Embedded banking isn’t just another feature, it’s the next evolution of your product. As a Swan partner, you access our expertise to turn complexity into capability and potential into performance.
White-label, country-specific banking experiences directly inside your product.
Swan owns the local compliance, regulation, risk, and security infrastructure.
A long-term partnership with expert guidance from integration to market launch, expansion, and beyond.
Customer stories
FAQ
Benefit cards come with comprehensive control features including customizable spending limits, merchant category restrictions, advanced control rules for transactions, real-time transaction monitoring, and geographic location controls.
Both virtual and physical benefit cards are compatible with Apple Pay and Google Pay, allowing employees convenient and immediate access to their benefits through their preferred digital wallet.
Swan is a licensed Financial Institution. Our BaaS platform (Banking-as-a-Service) enables companies to embed white-labeled banking services like accounts, cards, and IBANs directly into their products and customer experiences.
HR teams can allocate and oversee employee benefit budgets, set predefined spending rules, manage budgets through a centralized HR account, distribute cards with specific spending limits, and monitor transactions in real-time.
Let’s make banking features a core strength of your proposition—helping you tap into new opportunities and making your platform indispensable for your business users.