Employee Benefits
From meal vouchers to mobility subsidies, embed cards to modernise your benefits program while boosting revenue
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Powering the fastest-growing companies in Europe
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Features
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Results
Drive revenue through transaction fees while offering HR teams powerful features: set budget by benefit types, control merchant categories, and monitor expenses in real-time.
Navigate complex HR regulations confidently with our ready-to-use solution that meets local compliance requirements across France, Germany, Belgium, Spain and Italy.
Give employees instant access to benefits through physical and digital cards, while providing HR teams with intuitive management tools.
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Swan in numbers
From improved user experiences and retention to a more competitive product and revenue opportunities, together, we propel your business forward.
Cards issued with Swan
Card transactions a day
Your logo. Increased employee loyalty.
Use cases
We've combined meal vouchers, mobility benefits, and rewards into one easy-to-use platform—making life simpler for HR teams while boosting your bottom line.
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Give your policyholders a better way to handle medical expenses with our smart healthcare payment cards—offering both claim cards for instant co-payments and advance health cards for upfront costs.
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Simplify operations and boost revenue with powerful travel cards that seamlessly integrate bookings, payments, and expense management.
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Partnership
Embedded banking isn’t just another feature, it’s the next evolution of your product. As a Swan partner, you access our expertise to turn complexity into capability and potential into performance.
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White-label, country-specific banking experiences directly inside your product.
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Swan owns the local compliance, regulation, risk, and security infrastructure.
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A long-term partnership with expert guidance from integration to market launch, expansion, and beyond.
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Customer stories
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FAQ
Vouchers are outdated: they require manual distribution, can't be used with digital wallets, and don't build employee loyalty. Cards are digital-first, daily usable, and can be branded with company logos to increase recognition and engagement.
Meal vouchers, mobility/transport subsidies, wellness programs, performance rewards, birthday/anniversary gifts, and general-purpose Sachbezug (in Germany only). Swan adapts to country-specific benefit regulations.
Benefit cards offer granular spending controls, including customizable budgets for specific time periods, merchant category restrictions, advanced transaction rules, real-time monitoring, and geographic controls.
Both virtual and physical benefit cards are compatible with Apple Pay and Google Pay, allowing employees convenient and immediate access to their benefits through their preferred digital wallet.
HR teams can allocate and oversee employee benefit budgets, set predefined spending rules, manage budgets through a centralized HR account, distribute cards with specific spending limits, and monitor transactions in real-time.
Let’s make banking features a core strength of your proposition—helping you tap into new opportunities and making your platform indispensable for your business users.
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