Banking features to bring your product vision to life

Swan's features have the depth and flexibility to deliver a superb banking experience.


Hold, receive, and send money. Give your customers the accounts they need, and let Swan handle the onboarding and ID verification processes.

Payment accounts
Virtual IBANs
Instant funding
Local IBANs
Account funding
eMoney accounts
Capital deposits


Pamper your customers or employees with smart cards. You can design and issue cards with your own logo in just seconds using our dashboard.

Instant virtual cards
Single-use virtual cards
Physical cards
Spending limits
Payment control
Apple Pay/Google Pay

Send Payments

Use your favorite payment method to safely send money to anyone in Europe and beyond.

SEPA Credit Transfer
SEPA Instant
Standing orders
International Credit Transfers

Accept Payments

The easiest way to get paid, whether it’s by SEPA Direct Debit, checks, cards, or alternative payment methods.

SEPA Direct Debit
International Credit Transfers
Card payments

Coming soon

We are working hard to expand our set of robust and easy-to-integrate banking tools.

New local accounts

Accounts with FR, DE, ES, NL IBANs available, IT coming soon.

Shared ID docs

Get access to documents used for KYC.

Card acquiring

You and your customers can accept card payments.

Local payment methods

Accept more local payment methods such as Soforto, iDeal, Multibanco.

Launch elegant banking flows with our ready-made white-label interfaces.

Build your MVP extremely quickly using our low-code, white-labeled interfaces.

Slap your logo on a ready-made banking app

And use whichever pieces you need to launch quickly.

Select the features you want to activate on your banking app

Do you want your users to be able to order cards themselves? Just click the toggle.

Onboarding is ready-to-go

Customers deserve a slick user journey, and opening a new account is a key moment. We built onboarding for you and kept it simple and clean.

PSD2-compliant SCA

You must provide your customers Strong Customer Authentication so they can authorize transactions, change passcodes, and more. We built SCA so you don’t have to.

Let's talk.

Curious about embedded banking features? Want to discuss the vision you have for your product? Just fill out this form and we'll get in touch.

Thank you!

Keep an eye on your inbox, we usually reach out within 48h.

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