Banking features to bring your product vision to life

Swan's features have the depth and flexibility to deliver a superb banking experience.

Business accounts

Explore business banking
Payments accounts
Virtual IBANs
Local IBANs
Account funding
Capital deposits

Cards

Discover our Card Programs
Instant virtual
Single-use virtual cards
Physical cards
Spending limits
Payment control
Apple Pay &
Google Pay

Send Payments

SEPA Credit Transfer
SEPA Instant
Standing orders
International Credit Transfers
Capital deposits

Accept Payments

SEPA Direct Debit
Checks
International Credit Transfers
Card payments

To use Apple Pay you need a supported card from a participating card issuer. To check if your card is compatible with Apple Pay, contact your card issuer. Apple Pay is not available in all markets. View Apple Pay countries and regions. Features are subject to change. Some features, applications, and services may not be available in all regions or all languages and may require specific hardware and software. For more information, see Feature Availability.

Ready to unlock the potential of your product?

Let’s make banking features a core strength of your proposition—helping you tap into new opportunities and making your platform indispensable for your business users.

Talk to our team

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© Swan.io 2025
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SWAN is a simplified joint-stock company (SAS) registered with the Paris Trade and Companies Register under number 853 827 103, having its headquarters at 91 rue du Faubourg Saint-Honoré 75008 Paris, FRANCE, and represented by its President Nicolas Benady.
Swan is a licensed electronic money institution authorised by the French Autorité de Contrôle Prudentiel et de Résolution (ACPR), under the REGAFI identifier 86245 and identification code 17328 K, with authorisation granted on 04/06/2020.
All client funds held by Swan are safeguarded in full compliance with applicable regulations. These funds are segregated and deposited with our banking partner, BNP Paribas. In the unlikely event of BNP Paribas defaulting, client deposits are protected by the French Deposit Guarantee and Resolution Fund (FGDR) up to €100,000 per client, offering an additional layer of financial security.