Upload your logo, pick your color, and set up a banking experience that looks and feels like your brand. We have everything to get you started without writing a single line of code.
You can use Swan to create accounts for your customers. An account holder can be an actual human being ("natural person") or a legal entity such as a company or an association ("legal person").
Unlike current players, we fully manage compliance and fraud risk. You don't have to be a banking expert to work with us.
Swan lets you link each of your customers accounts with one or multiple IBANs.
Don't need IBANs? Just skip this step.
Create and issue cards for your accounts in just seconds. Our Mastercards are Digital-First and can be linked to Apple Pay and Google Pay. We believe that the good old plastic card will soon be a thing of the past, but we've got physical cards in stock too.
Your branded banking services come with a custom URL and a mobile-ready web app.
You built this banking platform. You decide what types of payments are possible.
The potential for customization through our powerful API is striking. Unplug our web interfaces to fully customize your banking experience and create your own UX.
What can't Swan do?
There's plenty you can do with Swan. But there are also some limitations to what you can build:
Credit: Accounts issued by Swan can't have a negative balance.
Savings: Swan doesn't provide access to savings accounts.
EU-only: Only companies and natural and legal persons based in the European Union can use Swan.
Cash and cheques: Swan does not allow to deposit cash or cheques.
Sensitive activity: Services and providers may not use Swan for crypto, or for sensitive industries.