Accounting & Bookkeeping companies

Turn your accounting software into a financial hub

Integrate accounts, cards, and payments to give businesses and their accountants a smarter way to work together—making your platform the centre of their business finances.

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Customer stories

Learn more about embedded banking for Industry

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Discover customer story
Young man smiling indoors wearing a white t-shirt and brown shirt jacket.

500+

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Discover customer story
Young man smiling indoors wearing a white t-shirt and brown shirt jacket.

500+

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Discover customer story

Use cases

From embedded banking to embedded success

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How digital wallets can simplify the lives of entrepreneurs and accountants

“In just a few days, the Pennylane wallet was able to go live and our customers could transfer money and start paying their bills. ”

Tancrède Besnard
Co-founder & Product at Pennylane
Read Story
Smiling man with dark hair and beard wearing a blue PennyLane sweatshirt indoors with plants and framed pictures behind.
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Tab 2

“In just a few days, the Pennylane wallet was able to go live and our customers could transfer money and start paying their bills. ”

Tancrède Besnard
Co-founder & Product at Pennylane
Read story
Smiling man with dark hair and beard wearing a blue PennyLane sweatshirt indoors with plants and framed pictures behind.
Cartoon penguin holding a paint roller with blue paint and a paintbrush in a bucket.

Tab 3

“In just a few days, the Pennylane wallet was able to go live and our customers could transfer money and start paying their bills. ”

Tancrède Besnard
Co-founder & Product at Pennylane
Read story
Smiling man with dark hair and beard wearing a blue PennyLane sweatshirt indoors with plants and framed pictures behind.
Cartoon penguin holding a paint roller with blue paint and a paintbrush in a bucket.

Tab 4

“In just a few days, the Pennylane wallet was able to go live and our customers could transfer money and start paying their bills. ”

Tancrède Besnard
Co-founder & Product at Pennylane
Read story
Smiling man with dark hair and beard wearing a blue PennyLane sweatshirt indoors with plants and framed pictures behind.

Powering the fastest-growing companies in Europe

Results

Built-in banking, better business for everyone

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Simplify financial operations

Centralise activities—like accounting, banking, and expenses—while automating month-end closing in one platform.
Ascending bar chart with icons for percentage, euro currency, and a pie chart segment.

Give accountants more control

Help accountants become strategic advisors by giving them direct visibility into their clients’ ledger and financial records.
Dashboard showing 97% reconciled, transaction #1452 for 1200€, and monthly bar chart from Jan to Dec.

Unlock new revenue opportunities

Generate additional revenue through transaction fees, interchange sharing, and higher subscription rates.

Improve the accounting workflow with banking features

Turn your platform into a financial powerhouse with built-in payments that speed up accounting processes and eliminate the need to switch platforms.

Partnership

A partnership for long-term success

Embedded banking isn’t just another feature, it’s the next evolution of your product. As a Swan partner, you access our expertise to turn complexity into capability and potential into performance.

Talk to our team

A market-leading embedded banking experience

White-label, country-specific banking experiences directly inside your product.

A complex landscape, navigated with ease

Swan owns the local compliance, regulation, risk, and security infrastructure.

From roadmap to market success

A long-term partnership with expert guidance from integration to market launch, expansion, and beyond.

FAQ

It’s ok to have questions

01
How does embedded banking improve accounting software?

Embedded banking transforms accounting platforms into financial hubs by integrating accounts, payments, and cards. This streamlines reconciliation, automates payment processes, and reduces the need to switch between tools—saving time for both businesses and accountants.

02
Can Swan help automate payment reconciliation in accounting platforms?

Yes. Swan enables automatic matching of incoming payments using unique identifiers and instantly records outgoing transactions in the ledger. This eliminates manual reconciliation and accelerates month-end closing.

03
What revenue opportunities does embedded banking unlock for accounting platforms?

Yes. Swan enables automatic matching of incoming payments using unique identifiers and instantly records outgoing transactions in the ledger. This eliminates manual reconciliation and accelerates month-end closing.

04
Is Swan compliant with European financial regulations?

Absolutely. Swan is a licensed financial institution that handles local compliance, security, and regulation—so you can embed banking features with confidence and stay focused on your core product.

05
Is Swan compliant with European financial regulations?

Absolutely. Swan is a licensed financial institution that handles local compliance, security, and regulation—so you can embed banking features with confidence and stay focused on your core product.

Join the embedded banking movement

Businesses across industries are embedding financial services directly into their platforms, creating seamless, integrated experiences for their users.The future of finance is embedded, the future of your product is with Swan.