Electronic invoicing

Electronic invoicing is changing, and your product can lead the way

With the Crea y Crece Law and the gradual adoption of Verifactu, Spanish SMEs are preparing to issue digital invoices. Swan lets you go beyond compliance: connect invoicing, collections, and payments directly from your accounting software.

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Powering the fastest-growing companies in Europe

From complying with the law to leading financial digitization

Regulation is driving the widespread adoption of digital invoicing; the real opportunity lies in connecting invoices with payments within your platform.

From issuance to collection, everything flows automatically

Swan lets you integrate SEPA payments and collection links directly into every invoice, so your customers can reduce late payments and improve their cash flow.

Meet technical requirements without stifling innovation

Swan’s APIs adapt to the infrastructure your software needs to stay compliant today and ready for tomorrow’s B2B e-invoicing.

Turn your accounting solution into your users’ financial hub

Add payment, collection, and cash management services to offer a complete experience, without leaving your platform.

Build the accounting software of the future today

We don't just help you integrate banking features; we help you make them count. From initial concept to market launch and beyond, our team supports you at every step. We're committed to your growth as you expand these services across your customer base.

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Features

Everything your software needs to bring invoicing and payments together

Integrated Spanish IBAN

Open accounts with local IBANs for each client or business and manage funds, reconciliation, and transactions directly from your accounting software.

Receive payments directly from invoices

Add payment links or SEPA transfers to each invoice to speed up collections and reduce non-payments, without leaving the accounting workflow.

Automate B2B payments

Allow your users to pay suppliers or payroll directly from your platform, with full traceability and control

Synchronized invoices, payments, and collections

Each transaction is automatically linked to its corresponding invoice, eliminating errors and simplifying financial control.

Modular and scalable infrastructure

Integrate only the features you need: accounts, collections, payments, or reconciliation—all with clear documentation and technical support.

Ready for Verifactu and Crea y Crece

Built on a banking infrastructure regulated in the EU, complying with PSD2 standards and Spanish tax regulations.

Customer stories

How Europe’s leading business platforms use Swan

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FAQ

It’s okay to have questions

01
What is Verifactu and why is it important?

Verifactu is the new electronic invoicing system promoted by the Spanish Tax Agency (AEAT). It requires that every invoice issued by accounting software be digitally signed and recorded in real time, ensuring traceability and transparency. It is the first step toward the full digitization of invoicing in Spain.

02
What does it mean for software to be “Verifactu-ready”?

Verifactu-ready software meets the technical requirements defined by the AEAT: generation of structured invoices and inclusion of the verification QR code. Being ready now allows providers to stay ahead of the market and offer compliant solutions before the requirement takes effect.

03
What changes with the Crea y Crece Law?

Crea y Crece introduces the requirement to use electronic invoicing for B2B transactions in Spain. Although there is no confirmed effective date yet, it will mark a profound change: all companies must issue and receive digital invoices, promoting transparency and efficiency in financial flows.

04
Why does this transition represent an opportunity for accounting software?

The widespread adoption of digital tools will open up a new market: SMEs will seek solutions that combine regulatory compliance with real financial management. Accounting software that natively integrates payments and collections will be able to offer a complete experience and position itself as a strategic partner for its clients.

05
How does Swan help in this digitization process?

Swan provides the infrastructure so that accounting software can connect invoicing, collections, and payments into a single experience. While your product manages invoices, Swan moves the money, helping you turn regulation into a competitive advantage.

Ready to unlock the potential of your product?

Let’s make banking features a core strength of your proposition—helping you tap into new opportunities and making your platform indispensable for your business users.