Modern expense management, built right into your product

On the contrary, embedded expense management improves spending control. Built-in limits, approval workflows, and real-time visibility ensure employees spend only within set budgets. This reduces unauthorized spending compared to manual reimbursements and gives managers instant oversight—making budgets easier to manage while freeing employees from using personal funds.

Think of Swan as a complete financial infrastructure, not just a tracking tool. We've built a solution that seamlessly blends into your platform with branded cards and dedicated accounts. We handle all the complicated regulatory stuff (PSD2, SEPA, GDPR) so you don't have to. You'll get a full financial toolkit that's ready to launch in weeks, not months or quarters.

We take security seriously at Swan. Our platform meets all EU regulatory requirements with PSD2-compliant infrastructure, GDPR protocols, and PCI DSS standards for card security. We monitor all transactions in real-time to catch potential fraud, and our streamlined KYC process verifies users properly without creating unnecessary friction during onboarding.

Our solution delivers real efficiency gains through smart automation that cuts down on manual reconciliation, reduces errors, and gives you instant visibility into all company spending. The best part? Your finance team can finally focus on strategic work instead of drowning in administrative tasks.

We can implement Swan's expense management solution in just weeks. Thanks to our API-first approach and modular design, you won't need to wait quarters for deployment. We handle all the complex regulatory and financial infrastructure, so your technical overhead stays minimal. With our streamlined onboarding process featuring fast KYC verification and simple account setup, you'll be able to launch new financial services and start generating additional revenue in no time.