Exact, unlock the full potential of your financial software with banking features

By embedding banking features, Exact becomes the central financial operating system for businesses.
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Behind Europe’s next generation financial solutions
Tellow
Pennylane
Agicap
Tellow
Pennylane
Agicap

By embedding payments, cards and accounts Exact can generate significant new revenue streams

Allow the 675,000+ businesses and accountants that are using your software to effortlessly manage all their financial tasks without ever leaving Exact. Here’s what a frictionless journey could look like for your users:
your logo
YourBrand
's Dashboard
Enable your customers to easily pay via direct debit or by clicking payment links in their custom-designed invoices, making it simpler to clear outstanding balances.
Optimize expense processing with Exact company cards, allowing admins and finance teams to spend less time tracking down receipts.
Allow your users to quickly pay supplier invoices or set up recurring transfers using standard orders, helping them keep track of their finances.
Facilitate accurate spending reports by allowing your users to assign one dedicated IBAN per client.
Get paid
Manage expenses
Pay suppliers
Automate reconciliation
prototype
YourBrand
's Dashboard
Exact
's Dashboard
Get paid
Enable your customers to easily pay via direct debit or by clicking payment links in their custom-designed invoices, making it simpler to clear outstanding balances.
Manage expenses
Optimize expense processing with Exact company cards, allowing admins and finance teams to spend less time tracking down receipts.
Pay suppliers
Allow your users to quickly pay supplier invoices or set up recurring transfers using standard orders, helping them keep track of their finances.
Automate reconciliation
Facilitate accurate spending reports by allowing your users to assign one dedicated IBAN per client.

Offer your customers a fully embedded banking experience

Create a unique environment for your clients where they can find exactly what they need in one platform.
Outgoing Invoice Management
Add a handy-dandy "Pay invoice" button to your product and let your customers pay their suppliers in just one click. Natively integrated bank accounts make this possible.
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Outgoing Invoice Management
Add a handy-dandy "Pay invoice" button to your product and let your customers pay their suppliers in just one click. Natively integrated bank accounts make this possible.
tab placeholder
Outgoing Invoice Management
Add a handy-dandy "Pay invoice" button to your product and let your customers pay their suppliers in just one click. Natively integrated bank accounts make this possible.
tab placeholder
Outgoing Invoice Management
Add a handy-dandy "Pay invoice" button to your product and let your customers pay their suppliers in just one click. Natively integrated bank accounts make this possible.
tab placeholder
Outgoing Invoice Management
Add a handy-dandy "Pay invoice" button to your product and let your customers pay their suppliers in just one click. Natively integrated bank accounts make this possible.
tab placeholder
Outgoing Invoice Management
Add a handy-dandy "Pay invoice" button to your product and let your customers pay their suppliers in just one click. Natively integrated bank accounts make this possible.
tab placeholder
SEPA Credit Transfer
Send and receive transfers in euros between accounts in the SEPA zone (all EU countries + the UK, Iceland, Lichtenstein, Norway, and Switzerland).
SEPA Credit Transfer
International Credit Transfer
Easily set up recurring payments by scheduling outgoing SEPA Credit Transfers or SEPA Instant with a one-time consent.
International Credit Transfer
Virtual cards
Whenever a card is issued, a virtual card number is instantly created and can be used anywhere online. Cards can be added to Apple Wallet and Google Pay, so they’re available for in-store contactless payments on compatible devices.
Virtual cards
Account funding
Pull payments via SEPA Direct Debit to credit your Swan account by adding a recurring funding source. You can even set up smart rules: define a minimum balance and when the account balance falls below this threshold, automatically initiate a scheduled deposit to top-up the account automatically.
Account funding
SEPA Direct Debit
Collect instant one-off or automated recurring payments both from business or individual accounts (SEPA Direct Debit B2B and Core).
SEPA Direct Debit
Instant SCT
Send and receive transfers within seconds, instead of days. Lighting fast payments means real-time financial data, instant approvals, and more.
Instant SCT
Virtual IBANs
Assign one IBAN per customer and use it as an identifier when receiving payments — great to automate the tedious task of accounts reconciliation. Do you need 10,000 IBANs a day? No problem. Swan lets you assign limitless virtual IBANs.
Virtual IBANs
Join the embedded banking movement.
Give your customers an experience so smooth they don't even notice financial steps. Banking becomes invisible.
Marnix Van Deursen
Embedded Finance Expert
Talk to your expert
Swan's know-how responds to the operational requirements of our profession, where stakes are high and workflow issues complex. The ease of integration and quality of the technical documentation has been a delight for our tech team!
Vincent Folny
,
COO & Co-founder at Aria
customer logo
In just a few days, the Pennylane Wallet was able to go live and our customers could transfer money and start paying their bills. Swan enables us to add features step by step, depending on user feedback. They’re exactly the partner we were looking for. Truly game changing in the industry!
Tancrède Besnard
,
Co-Founder & Product at Pennylane
custom logo
With payments being a more operational feature in our product, we’re having not only CEOs and CFOs as users, but also financial teams dedicated to paying invoices and salaries, who are coming to Agicap on a daily basis and this definitely increases stickiness.
Joseph Roulleaux-Dugage
,
Product Manager at Agicap
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Customer Stories

Building next-generation financial software
Increase stickiness

Weekly banking operations boost engagement and reduce churn risk by increasing customer reliance on Exact.

Reinforce your competitive advantage

QuickBooks and SAP have already implemented embedded banking into their platforms. Upgrade your platform by offering banking features your users need.

Take your user experience to the next level

Create a seamless and centralized solution designed to enhance the experience of admins and finance teams alike.

Unlock new sources of revenue

Diversify your offer and benefit from banking-related revenue such as account subscription, interchange and interest.

FAQs

How to build and launch embedded banking features?

From our experience building unique financial flows with over 100 companies, we propose a 3-step masterplan in our blog article: https://www.swan.io/blog-posts/how-to-embed-financial-features

What resources are required to launch embedded banking?

Partnering with a Banking-as-a-Service provider like Swan means you can launch your banking product in a matter of weeks at a fraction of the cost of working with a traditional bank. Since Swan handles the tricky compliance stuff like KYC, AML, and transaction monitoring, you don’t have to spend the time and money building a dedicated banking team in-house.

How does embedded banking allow me to triple my revenue?

Banking features enable you to further monetize hard-won customers. You’ve done a lot to get your customer on board. By offering them financial products when they need it and how they want it, you can increase revenue through shared interchange, higher subscription fees, and more.

Ready to unlock the potential of your product?

Let’s make banking features a core strength of your proposition—helping you tap into new opportunities and making your platform indispensable for your business users.