HelloAsso, become the financial management tool for associations

Build the financial flow of your customer’s dreams while generating new revenue streams. Launch embedded accounts, payments and cards within days using Swan.

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Behind Europe's next-generation financial solutions

Agicap

Pennylane

Expensya

Lucca

Indy

Yuki

Agicap

Pennylane

Expensya

Lucca

Indy

Yuki

You can offer all core banking services in one place

No more bouncing back and forth between HelloAsso and banking apps. Here's what a frictionless financial journey could look like for your customers — all in one interface.

YourBrand

's Dashboard

Allow your customers to accept payments via direct debit. Payment links, card acceptance, and more are coming faster than you can say SEPA instant!

Provide your own branded company cards with different spending limits and extensive payment control. Enable clients to minimize external fraud risk by issuing dynamic virtual cards for one-time payments or physical cards for employee and team expenses.

Add a "Pay Invoice" button to your product and let your customers pay bills in just one click. Natively integrated bank accounts and SEPA payments make this not only possible, but easy.

Let your customers assign one dedicated IBAN per client and automatise the matching process between invoices and payments. Faster end-of-month closing AND accurate spending reports.

Collect payments

Manage expenses

Pay suppliers

Automate reconciliation

YourBrand

's Dashboard

HelloAsso

's Dashboard

your average revenue per user

Collect payments

Allow your customers to accept payments via direct debit. Payment links, card acceptance, and more are coming faster than you can say SEPA instant!

Manage expenses

Provide your own branded company cards with different spending limits and extensive payment control. Enable clients to minimize external fraud risk by issuing dynamic virtual cards for one-time payments or physical cards for employee and team expenses.

faster invoice processing

Pay suppliers

Add a "Pay Invoice" button to your product and let your customers pay bills in just one click. Natively integrated bank accounts and SEPA payments make this not only possible, but easy.

Automate reconciliation

Let your customers assign one dedicated IBAN per client and automatise the matching process between invoices and payments. Faster end-of-month closing AND accurate spending reports.

Banking features so sophisticated they are surprisingly easy.

Swan offers you a complete banking toolkit so you can build your best product.

Outgoing Invoice Management

Add a handy-dandy "Pay invoice" button to your product and let your customers pay their suppliers in just one click. Natively integrated bank accounts make this possible.

Outgoing Invoice Management

Add a handy-dandy "Pay invoice" button to your product and let your customers pay their suppliers in just one click. Natively integrated bank accounts make this possible.

Outgoing Invoice Management

Add a handy-dandy "Pay invoice" button to your product and let your customers pay their suppliers in just one click. Natively integrated bank accounts make this possible.

Outgoing Invoice Management

Add a handy-dandy "Pay invoice" button to your product and let your customers pay their suppliers in just one click. Natively integrated bank accounts make this possible.

Outgoing Invoice Management

Add a handy-dandy "Pay invoice" button to your product and let your customers pay their suppliers in just one click. Natively integrated bank accounts make this possible.

Outgoing Invoice Management

Add a handy-dandy "Pay invoice" button to your product and let your customers pay their suppliers in just one click. Natively integrated bank accounts make this possible.

SEPA Direct Debit

Collect instant one-off or automated recurring payments both from business or individual accounts (SEPA Direct Debit B2B and Core).

SEPA Direct Debit

SEPA Credit Transfer

Send and receive transfers in euros between accounts in the SEPA zone (all EU countries + the UK, Iceland, Lichtenstein, Norway, and Switzerland).

SEPA Credit Transfer

Instant SCT

Send and receive transfers within seconds, instead of days. Lighting fast payments means real-time financial data, instant approvals, and more.

Instant SCT

Batch SCT

Pay multiple vendors at the same time with batch SEPA transfers. Just choose who you want to pay and how much, and we handle the rest.

Batch SCT

Standing orders

Easily set up recurring payments by scheduling outgoing SEPA Credit Transfers or SEPA Instant with a one-time consent.

Standing orders

Account funding

Pull payments via SEPA Direct Debit to credit your Swan account by adding a recurring funding source. You can even set up smart rules: define a minimum balance and when the account balance falls below this threshold, automatically initiate a scheduled deposit to top-up the account automatically.

Account funding

Virtual IBANs

Assign one IBAN per customer and use it as an identifier when receiving payments — great to automate the tedious task of accounts reconciliation. Do you need 10,000 IBANs a day? No problem. Swan lets you assign limitless virtual IBANs.

Virtual IBANs

Physical cards

The good old plastic cards we all know. They can be used at sales points with any of the usual methods: swipe, chip + PIN code, or contactless.

Physical cards

Virtual cards

Whenever a card is issued, a virtual card number is instantly created and can be used anywhere online. Cards can be added to Apple Wallet and Google Pay, so they’re available for in-store contactless payments on compatible devices.

Virtual cards

International Credit Transfer

Easily set up recurring payments by scheduling outgoing SEPA Credit Transfers or SEPA Instant with a one-time consent.

International Credit Transfer

Payment links

A payment link—URL, button, or QR code—lets customers pay instantly via a secure checkout. The funds don’t just pass through intermediaries; they go directly into your users’ accounts within your platform, keeping transactions fully integrated and generating new revenue streams.

Payment links

Join the embedded banking movement.

Give your customers an experience so smooth they don't even notice financial steps. Banking becomes invisible.

Louis Terme

Embedded Finance Expert

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Talk to an expert

Swan's know-how responds to the operational requirements of our profession, where stakes are high and workflow issues complex. The ease of integration and quality of the technical documentation has been a delight for our tech team!

Vincent Folny

,

COO & Co-founder at Aria

With payments being a more operational feature in our product, we’re having not only CEOs and CFOs as users, but also financial teams dedicated to paying invoices and salaries, who are coming to Agicap on a daily basis and this definitely increases stickiness.

Joseph Roulleaux-Dugage

,

Product Manager at Agicap

In just a few days, the Pennylane Wallet was able to go live and our customers could transfer money and start paying their bills. Swan enables us to add features step by step, depending on user feedback. They’re exactly the partner we were looking for. Truly game changing in the industry!

Tancrède Besnard

,

Co-Founder & Product at Pennylane

Customer Stories

Featured

Agicap: Easy cashflow management that lets you pay all bills in one place

Synchronize all bank accounts in one place

Reliable cash flow forecast and analysis

Pay all invoices from 1 place

Optimize working capital requirements

How cashflow analysis tool Agicap became a full-on cash management system — saving users from endless back and forths with banking apps.

Pennylane: How digital wallets can simplify the lives of entrepreneurs and accountants

Here's why digital wallets, for sending, receiving, and managing companies' funds, have become a must-have for every financial management platform.

Expensya: building one unified spend cycle with Swan

How Expensya connected to Swan's BaaS to quickly and easily add payments to their UX, opening up new markets, and significantly boosting revenue!

Elevate your product, and your business!

Achieve the finest UX

When all payments are executed in one place, it becomes much easier for users to keep track of what’s paid, what’s due, and what’s late.

E-invoicing will make streamlined payments a major competitive advantage.

Offer white-labeled accounts enabling customers to manage SEPA transactions, issue virtual cards, and accept various payment forms.

Unlock new revenue streams

Diversify your offer and benefit from higher subscription revenue and interchange fees. Generate income per user and per account.

Increase stickiness

Weekly banking operations boost engagement and reduce churn risk by increasing customer reliance on your systems.

FAQs

What kind of banking features can I embed into my product?

Almost every type of financial service is embeddable. Swan has three core banking products: accounts, cards, and payments. You can offer your customers accounts, many types of payment cards, and the ability to send or receive payments via the SEPA network, and more!

How does embedded banking allow me to triple my revenue?

Banking features enable you to further monetize hard-won customers. You’ve done a lot to get your customer on board. By offering them financial products when they need it and how they want it, you can increase revenue through shared interchange, higher subscription fees, and more.

Why embed payments if I can already initiate payments via Open Banking?

Payments with Open Banking are just not as smooth. They require users to jump through multiple interfaces, authenticate every 90 days, and are reliant on the APIs of big banks who don’t always focus on reliability. With embedded payments, you have full control of the experience for your customers.

What resources are required to launch embedded banking?

Partnering with a Banking-as-a-Service provider like Swan means you can launch your banking product in a matter of weeks at a fraction of the cost of working with a traditional bank. Since Swan handles the tricky compliance stuff like KYC, AML, and transaction monitoring, you don’t have to spend the time and money building a dedicated banking team in-house.

How to build and launch embedded banking features?

From our experience building unique financial flows with over 100 companies, we propose a 3-step masterplan in our blog article: https://www.swan.io/blog-posts/how-to-embed-financial-features

What is the difference between embedded banking and Banking-as-a-Service?

Embedded finance is an activity a company does to add product depth by delivering financial services to their customers at their points of need. Embedded banking is a subset of embedded finance. Embedded banking usually refers to more traditional products offered by companies, such as accounts, debit cards, and payment services. Banking-as-a-Service is a delivery method for financial products from regulated entities to non-regulated ones. Providers like Swan sell Banking-as-a-Service to other companies.

Ready to unlock the potential of your product?

Let’s make banking features a core strength of your proposition—helping you tap into new opportunities and making your platform indispensable for your business users.

Talk to our team

© Swan.io 2025

SWAN is a simplified joint-stock company (SAS) registered with the Paris Trade and Companies Register under number 853 827 103, having its headquarters at 91 rue du Faubourg Saint-Honoré 75008 Paris, FRANCE, and represented by its President Nicolas Benady.
Swan is a licensed electronic money institution authorised by the French Autorité de Contrôle Prudentiel et de Résolution (ACPR), under the REGAFI identifier 86245 and identification code 17328 K, with authorisation granted on 04/06/2020.
All client funds held by Swan are safeguarded in full compliance with applicable regulations. These funds are segregated and deposited with our banking partner, BNP Paribas. In the unlikely event of BNP Paribas defaulting, client deposits are protected by the French Deposit Guarantee and Resolution Fund (FGDR) up to €100,000 per client, offering an additional layer of financial security.