

By embedding banking services, Personio can generate up to €19.5 million in additional monthly revenue
.webp)
.webp)



.webp)
.webp)



Integrate essential banking services needed by business customers and their employees


Benjamin Delight

Customer Stories



Take your user experience to the next level
Embed payment flows into your product to offer a centralised experience. No more back and forth between apps for your users.

Reinforce your competitive advantage
Differentiate yourself from competition by offering payment features your customers need.

Generate additional revenue
Based on a high-level business case, we estimate that embedded finance presents an opportunity for Personio to generate over €60 million in annual revenue.

Increase stickiness
Weekly banking operations boost engagement and reduce churn risk by increasing customer reliance on your systems.
FAQs
What kind of banking features can I embed into my product?
Almost every type of financial service is embeddable. Swan has three core banking products: accounts, cards, and payments. You can offer your customers accounts, many types of payment cards, and the ability to send or receive payments via the SEPA network, and more!
What resources are required to launch embedded banking?
Partnering with a Banking-as-a-Service provider like Swan means you can launch your banking product in a matter of weeks at a fraction of the cost of working with a traditional bank. Since Swan handles the tricky compliance stuff like KYC, AML, and transaction monitoring, you don’t have to spend the time and money building a dedicated banking team in-house.
How does embedded banking allow me to triple my revenue?
Banking features enable you to further monetize hard-won customers. You’ve done a lot to get your customer on board. By offering them financial products when they need it and how they want it, you can increase revenue through shared interchange, higher subscription fees, and more.

