Leading invoicing tools streamline accounts payable and receivable. Embed banking features like SEPA transfers, bulk payments, direct debits, and card payments to make invoicing truly effortless.
Add a "Pay now" button in your product and let your customers pay bills in just one click. Natively integrated bank accounts and SEPA payments make this possible.
Let your customers assign a dedicated IBAN to each client, using it as an identifier for incoming payments. Automate the matching process between invoices and payments to free up time for more strategic, value-adding work.
Enable clients to minimize external fraud risk by issuing dynamic virtual cards for one-time and recurring payments. Provide individual cards with different spending limits and extensive payment control. Help your users track everything they spend, in one place. No more fussy reimbursement and expense report processes.
Open white-labeled accounts for your customers from which they can set up SEPA Credit Transfers, SEPA Instant, and international transfers to pay for supplier invoices. They can also issue branded virtual cards for online spending.
.svg)
From the same white-labeled account, your users can accept payments from their customers via direct debit, checks, online card payments, and more.
When all payments are executed in one place, it becomes much easier for users to keep track of what’s paid, what’s due, and what’s late.
Banking services are a high-value add-on. 85% of small businesses would like to see payments integrated into their invoicing, accounting, and treasury management tools.
Diversify your offer and benefit from higher subscription revenue and interchange fees. Generate income per user and per account.
Weekly banking operations boost engagement and reduce churn risk by increasing customer reliance on your systems.
All blog content is available in English
Pennylane, Indy, Libeo, Agicap and so many other French SaaS in financial management are embedding banking services to build seamless, all-in-one solutions for individuals and businesses alike.
With Indy, you can create a company, match transactions with invoices, and now, open a business account to pay and get paid. And it’s free to access for any new or existing customer!
Over 85% of SMEs and freelancers would be willing to purchase banking services from a non-banking institution. SaaS platforms have a big opportunity here!
How Tellow embedded banking to set the gold standard for Bookkeeping Software
How Swan’s embedded banking helped iPaidThat step-up its user experience, increase retention, and capture more revenue.
Here's why digital wallets, for sending, receiving, and managing companies' funds, have become a must-have for every financial management platform.
Embedded finance adds product depth by delivering financial services to users at their points of need. Embedded banking is a subset of embedded finance, and it usually refers to more traditional products offered by retail banks, such as accounts, debit cards, and payment services. With embedded banking, your users don’t have to jump between your software and their banking app.
Swan is a Banking-as-a-Service platform that allows companies of all kinds to unlock the full potential of their product with embedded banking services.
Swan is a regulated financial institution, supervised by the ACPR (Autorité de Contrôle Prudentiel et de Résolution), regulator attached to Banque de France, and holds an electronic money license that extends throughout the European Economic Area. Our regulatory framework enables us to operate with the same high standards of professionalism and security as traditional banks.
Swan’s core focus is on providing innovative banking solutions while ensuring strict adherence to regulatory requirements.
Swan's e-money license allows to provide banking services across the EEA including:
🇦🇹 Austria
🇧🇪 Belgium
🇧🇬 Bulgaria
🇭🇷 Croatia
🇨🇾 Cyprus
🇨🇿 Czechia
🇩🇰 Denmark
🇪🇪 Estonia
🇫🇮 Finland
🇫🇷 France
🇩🇪 Germany
🇬🇷 Greece
🇭🇺 Hungary
🇮🇸 Iceland
🇮🇪 Ireland
🇮🇹 Italy
🇱🇻 Latvia
🇱🇮 Liechtenstein
🇱🇹 Lithuania
🇱🇺 Luxembourg
🇲🇹 Malta
🇳🇱 Netherlands
🇳🇴 Norway
🇵🇱 Poland
🇵🇹 Portugal
🇷🇴 Romania
🇸🇰 Slovakia
🇸🇮 Slovenia
🇪🇸 Spain
🇸🇪 Sweden
Embedding banking in your e-invoicing platform streamlines financial operations for your users by providing a comprehensive financial management solution. It transforms your platform into an integral solution that not only manages invoices but also executes banking operations that simplify management of receivables and payables, adding significant value to your users.
Banking features enable you to further monetize hard-won customers. You’ve done a lot to get your customer on board. By offering them banking services precisely when and where they need it, you can increase revenue through shared interchange, higher subscription fees, and more:
Almost every type of financial service is embeddable. Swan has three core banking products: accounts, cards, and payments. You can offer your customers accounts, many types of payment cards, and the ability to send or receive payments via the SEPA network.
